Stop Wage Garnishment
Seek Help From a Cobb County Bankruptcy Attorney
A severe form of debt collection, wage garnishment allows your creditor to obtain a portion of your paycheck before you have access to it. Your wages may only be garnished if your creditor has obtained a court order instructing your employer to withhold wages - unless the debt in question is child support, student loans, or back taxes. Other debts require the creditor to win a lawsuit against you, paving the way to obtain the necessary court order.
How can Filing for Bankruptcy Help?
By filing for bankruptcy, an automatic stay order is put into effect immediately. This means that your creditors must halt all attempts to collect what you owe. This stay order protects your finances and allows you to get back on your feet while going through the bankruptcy process.
There are several different types of bankruptcy. Chapter 7 bankruptcy allows the filer to eliminate most or all of his or her debt. In order to qualify for Chapter 7 bankruptcy, you must demonstrate significant financial distress by passing the qualifying means test. Even if you do not pass the means test, you will most likely be eligible for Chapter 13 bankruptcy - a federal debt solution that allows the filer to eliminate some debts and reorganize others while protecting their assets.
Both forms of bankruptcy put a stop to severe debt collection methods such as wage garnishment, repossession, foreclosure, and creditor harassment. To learn more about your debt relief options, talk to a Cobb County bankruptcy lawyer as soon as possible. At The Purcell Law Firm, P.C. we are committed to helping our clients achieve a fresh start through solutions such as bankruptcy.
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Don't wait to learn how a lawyer could help you achieve a better future. Contact The Purcell Law Firm, P.C. today and discuss your options with a member of our caring and experienced legal team.
We offer obligation-free case reviews, so there is no reason to wait! Help is just a phone call away.
Hear From Our Happy Clients
At The Purcell Law Firm, P.C., your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Matt Purcell is my closing attorney for 95% of all my closings. He’s very professional and great to work with. The office staff is very helpful and always quick to respond when me or my clients need anything. I cannot say enough good things about The Purcell Law Firm!- Erica H.
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Hired Attorney Matthew Purcell for a Debt issue. Often times this type of issue takes weeks and months to resolve. Attorney Purcell agreed to take on this matter and was resolved within 2 weeks. Was treated with professionalism and dignity which is important to me.- JoAnn
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Matt is not only a great friend but also an amazing attorney. He has closed over a 100 homes for me and I can honestly say I am a better realtor because of all the help he has given my clients and I. He constantly goes above and beyond for the agents and clients he works for.- Jason B.
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Mr. Purcell was very open and honest. Such a caring person whom listens and guides you in the right direction from heart and not profit. My opinion! I would definitely recommend him.- LaTonya
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Mr. Purcell was extremely helpful and very professional. I highly recommend him.- Mike
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I have worked with Matt and his team for several years and they are the best around! They get things done with ease and experienced to get through complex matters.- Toqeer C.